$50,050 1 person household, $57,200 2-person household, $64,350 3-person household, $71,500 4–person household. For full list, please see the flier
You must own the home you live in. This program can cover health and safety items like plumbing, electrical, roofing, siding, energy efficiency improvement, and ADA accessibility. It’s a great program for people living in a home with maintenance concerns
The Rehabilitation Loan Program (RLP) provides deferred loan financing to eligible low-income homeowners statewide who are unable to secure home improvement financing in the private sector. Funds may be used for basic home improvements that directly affect the home’s safety, habitability or energy efficiency.
The Emergency and Accessibility Loan Program (ELP) assists homeowners needing emergency assistance or essential accessibility improvements. Approved RLP lenders are also eligible to serve as approved ELP lenders.
First Time Homebuyer Funds are available through the Minnesota City Participation Program (MCPP). Individuals applying for First Time Homebuyer loans may qualify for up to $17,000 in down payment and closing cost assistance.
Contact SEMMCHRA at 1-651-565-2638 or click hereto visit the website for more information.
You don’t need to be a first-time homebuyer to take advantage of our affordable loans.
The Step Up program has a purchase loan if you’re a current homeowner (or owned within the last three years) and want to buy a different home. You can also use Step Up to refinance your current home at an affordable, fixed rate.
Step Up is our statewide program for repeat homebuyers or current homeowners to purchase or refinance a home. Step Up offers:
There is a strong demand for housing in the City of Wabasha. From 2000-2004, over 130 new housing units had been constructed. That’s an average of 27 units per year. The variety of housing is something on which the City of Wabasha also places a high priority. The 2005 City Comprehensive Plan has a goal of developing and maintaining “a balanced residential housing stock within the City that provides life-cycle housing opportunities and a range of housing options in terms of cost, location, style and affordability.” New market value and affordable single-family housing subdivisions, new luxury condominiums and financial assistance for pre-existing income qualified homeowners and renters are all programs which have assisted in the community in meeting that goal.
Type of Housing
Number of Units
First Year of Construction
Eagle Basin 1st Addition
Affordable single-family mixed use
54 lots/5 lots (10 units)
Kreyes 3rd Addition
Market rate single-family mixed use
13 lots/18 Units
Country Sunshine Est.
One half acre single-family detached housing
Market Rate single-family detached housing
Kreyes 2nd Add.
Market rate single-family mixed use (5 det., 6 att.)
Wabasha County works to help people obtain and maintain housing. To see what programs and services as well as other useful resources, visit their website at https://www.co.wabasha.mn.us/
Wabasha Housing Committee
Greetings Wabasha area community members and visitors. During the spring of 2022 a local housing committee was formed during the Wabasha Port Authority strategic planning process. Action minded individuals are meeting once a month to narrow in on the community’s specific housing needs, identifying community stakeholders, and attracting both developers, and funding. The committee called W.A.T.C.H, Wabasha Area Team for Community Housing, is currently identifying land and buildings, both private and public, to repurpose local assets into a variety of housing.
The committee applied for and was accepted into the Minnesota Housing Partnership’s eighth housing institute. The Partnership provides 18 months of technical assistance and an opportunity to apply for grant funds. CEDA staff member, Cathy Enerson, provides staffing for the local housing committee.
In general we know there’s a lack of housing, we know household sizes have decreased, we know senior housing has not expanded, and we know it’s hard to attract and replace employees. Therefore the expansion of housing is a necessity to grow our workforce, schools, businesses, and tax base.
“The committee, the first of its kind, is dedicated to our mission and values. In summary we hope to make our quaint Rivertown, the place where all residents feel they are part of a safe, vibrant community. A community that celebrates growth together.”
If you have time, talent, funding or private land to support community growth please reach out to a W.A.T.C.H. committee member to inform them of your interests and opportunities. You can be one of the stakeholders sparking community growth. Members of W.A.T.C.H committee who meet regularly include: Chair, Robin Gwaltney, Cathy Enerson, Jay Jewson, Jeff Sulla, Mayor Emily Durand, Tom Crowley, Buffy Beranek, Michael Plante, Sandra Allaire, Jim Root, Cari McCann, Dave Wodele, Meg Tucker, Wendy Busch, Jim Freihammer, Don Jacoby , and Nathan Woodworth. Robin Gwaltney can be reached via email at: email@example.com, Cathy Enerson can be reached at firstname.lastname@example.org.
LisaNovember 4th, 2022|Comments Off on New housing resources page launched
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